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Welcome!
Managing Risk and Uncertainty
Hello, my name is Ryan Formanek. I have played baseball all of my life, and am currenlty an active participant in league & tournament slow-pitch softball. I have branded my insurance business as "SoftballGuyHealth.com" because I understand that an active life-style requires excellent, comprehensive insurane coverage. Whether you are a weekend warrior, or just a responsible family member, we can find solutions that meet your needs in the most cost effective manner.
People frequently overlook the role insurance plays in wealth management. Along with protecting homes and automobiles, insurance can safeguard earning power, retirement income and net worth, both now and in the future.
We can help you realize the advantages cost-effective insurance products provide – either on a stand-alone basis or as part of a comprehensive program. Central to our approach is consulting with experienced insurance specialists on your behalf.
As our motto says, "When it comes to your well being... I swing for the fences!"
Health Insurance
Health Insurance costs seem only to head up in today’s
market place. We assist our clients with finding the most suitable policies
for their individual or group business needs.
Disability Insurance
Disability Insurance replaces a portion of your compensation in the unfortunate
circumstance you become unable to work. By providing income, it protects
your assets and allows you and your family to maintain your lifestyle.
Long-Term Care Insurance
Long-Term care insurance helps you pay for medical expenses other benefit
programs don’t cover such as home nursing and assisted living. We
can show you ways to get the very best medical treatment while minimizing
your out-of-pocket costs.
Life Insurance
Life Insurance is an effective way to leave behind – or increase
– a legacy for your loved ones. By providing immediate liquidity,
it also facilitates the payment of estate taxes and other expenses. If
you own a business, we can recommend creative uses of life insurance to
help you attract and retain top professional talent, provide key executives
with unique incentives and fund a succession plan.
Beyond protecting your family and business, insurance can support your philanthropic efforts. Thousands of charities are recipients of life insurance and annuity gifts each year. Not only can you turn modest donations into major endowments, you can replace assets given to charity so your family’s inheritance remains intact. Thank you for visiting SoftballGuyHealth.com!
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